Private gated community with golf, marina, and equestrian center near Hilton Head
Moss Creek homes range from $300,000 for interior properties to $1.5M+ for deep-water estates on Mackay Creek. This member-owned community offers two Tom Fazio golf courses, a deep-water marina with 69 wet slips, equestrian stables, and remarkably affordable fees—$8,112 annual POA plus an optional $1,500 activity fee for unlimited golf and tennis.
The Best Value in Lowcountry Golf Communities
Moss Creek stands apart in the Hilton Head/Bluffton real estate market as possibly the best value proposition among private golf communities. While comparable communities like Colleton River, Belfair, and Berkeley Hall command annual fees of $20,000–$25,000+ plus substantial initiation fees ($50,000–$125,000), Moss Creek delivers similar amenities—two Fazio courses, deep-water marina, equestrian center—for approximately $9,600 annually with no mandatory initiation fee.
This member-owned structure means every homeowner shares ownership of the community's amenities rather than paying a separate club for access. The result is exceptional value that attracts savvy buyers who recognize quality without overpaying for a prestigious address.
Two Tom Fazio Championship Courses
Devil's Elbow North and Devil's Elbow South wind through Moss Creek's maritime forests and along the tidal marshes of Mackay Creek, offering two distinctly different golf experiences. The courses challenge serious golfers while remaining accessible to recreational players, with stunning Lowcountry backdrops featuring ancient oaks, salt marshes, and lagoons at every turn. Approximately 400 members maintain an active golf program with tournaments, leagues, and social events throughout the year.
Deep-Water Marina & Boating Access
Moss Creek's marina on Mackay Creek provides 69 wet slips and 93 dry storage spaces, offering convenient access to the Intracoastal Waterway and beyond. Boaters can reach Hilton Head, Daufuskie Island, Savannah, and the Atlantic with ease. The Bostwick Pavilion adjacent to the marina serves as a gathering spot for community events, from clambakes and pig roasts to casual waterfront dining.
Equestrian Center
Moss Creek Stables is one of the area's most complete equestrian facilities, offering private boarding, lessons, and access to trails winding through the community's 1,000+ acres. This unique amenity attracts horse enthusiasts who want the convenience of an on-site facility combined with the community's other recreational offerings—a combination rarely found in coastal Lowcountry communities.
Complete Amenity Package
Beyond golf, marina, and equestrian facilities, Moss Creek delivers a comprehensive lifestyle package: seven Har-Tru tennis courts (four lighted), pickleball courts, a marsh-front fitness center with classes, resort-style pools including a riverfront complex, a popular dog park near Mackay Creek, the Fording Island Nature Preserve with blue heron sanctuary, and 3.1 miles of leisure trails through moss-draped oaks. The 14,000-square-foot clubhouse anchors social life with the Mackay Creek Grill and event spaces.
Real Estate Diversity
Moss Creek offers remarkable variety in housing options. Single-family homes range from 1,200 to over 10,000 square feet in architectural styles spanning ranch, new traditional, and classic Lowcountry designs. Many homes were designed by noted architects like Kermit Huggins, whose work appears throughout the community. Views include golf course fairways, lagoons, wooded preserves, salt marshes, and deep-water frontage on Mackay Creek—some with private docks just a few miles from the Intracoastal.
Two condo complexes near the clubhouse provide lower-maintenance options starting around $200,000, while buildable lots remain available for buyers who want to create custom homes within the community's architectural guidelines.
Local Expertise for Moss Creek Buyers
Understanding Moss Creek's unique fee structure, member-owned governance, and property values requires agents who know this community specifically—not just the general Bluffton market. We've guided buyers through Moss Creek purchases for years, helping them understand how the optional activity fee works, which neighborhoods offer the best value for different lifestyles, and how properties here compare to seemingly similar communities with far higher costs.
As Certified Buyer Agents and members of NAR, SCAR, Lowcountry Regional MLS, and Resides MLS, we represent your interests exclusively. With Russ's construction background, we evaluate home condition with expertise that matters particularly in a community with homes ranging from recent builds to properties dating from Moss Creek's earliest development. Our guidance costs you nothing—seller pays the commission.
Moss Creek Homes – Frequently Asked Questions
What are the fees at Moss Creek?
The annual POA assessment for 2025 is $8,112 for improved properties (homes) and $6,726 for unimproved lots. An optional Activity Fee of $1,500 per year provides unlimited golf and tennis. Unlike most private golf communities, Moss Creek has no mandatory initiation fee. Total annual cost with the activity fee is approximately $9,600—roughly half what comparable communities charge.
How does Moss Creek compare to other golf communities?
Moss Creek offers comparable amenities—two Fazio golf courses, deep-water marina, equestrian center, tennis, fitness, pools—at significantly lower cost than communities like Colleton River, Belfair, Berkeley Hall, or Long Cove. Those communities typically charge $20,000–$25,000+ in annual fees plus initiation fees of $50,000–$125,000. Moss Creek's member-owned structure eliminates the separate club membership model.
Where is Moss Creek located?
Moss Creek is located in Bluffton, SC, approximately one mile before the bridge to Hilton Head Island. It's about 6 miles from Old Town Bluffton and 12 miles from Coligny Beach on Hilton Head. This location provides easy access to both the island's beaches and restaurants and Bluffton's galleries, dining, and shopping.
What types of homes are available in Moss Creek?
Moss Creek offers diverse housing from condos starting around $200,000 to deep-water estates exceeding $1.5 million. Single-family homes typically range from $300,000 to $1 million+, with sizes from 1,200 to over 10,000 square feet. Architectural styles include ranch, new traditional, and Lowcountry designs. Views encompass golf course, lagoon, marsh, wooded, and waterfront settings.
Does Moss Creek have marina access?
Yes. Moss Creek's marina on Mackay Creek offers 69 wet slips and 93 dry storage spaces with deep-water access to the Intracoastal Waterway. From here, boaters can easily reach Hilton Head, Daufuskie Island, Savannah, and the Atlantic Ocean. Some waterfront homes include private docks.
Is Moss Creek a good value compared to Hilton Head communities?
For buyers seeking golf, boating, and complete amenities, Moss Creek represents exceptional value. Similar amenity packages on Hilton Head Island typically command significantly higher home prices and fees. The trade-off is location—Moss Creek is on the mainland rather than the island. However, Hilton Head beaches are only 12 miles away, and many residents find the lower costs and quieter residential character outweigh the minor distance difference.
