Harbour Key Homes for Sale
Waterfront homes with marsh, lagoon, and sound views in a private gated enclave on Harbor Island
Harbour Key homes range from $500,000 to $750,000, featuring waterfront lots with marsh and lagoon views, 3-4 bedroom floor plans, and a peaceful golf cart ride to Harbor Island's private beach and amenities.
Deb Fielden
Russ Fielden
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Quick Facts: Harbour Key Homes
Harbour Key is a private gated enclave within Harbor Island featuring waterfront homes with marsh, lagoon, and St. Helena Sound views. This quiet neighborhood offers spacious 3-4 bedroom homes just a short golf cart ride from the beach and island amenities.
- Price Range: Homes typically range from $500,000 to $750,000 depending on size, views, and condition
- Home Sizes: 3-4 bedrooms with 2.5-3.5 bathrooms; approximately 1,600-2,200 square feet
- Views: Marsh views, lagoon frontage, pond settings, and St. Helena Sound vistas
- Gated Access: Separate security gate within Harbor Island's gated community
- Beach Access: Approximately 7-minute golf cart ride to Harbor Island's 2.5-mile private beach
- HOA Fees: Approximately $1,679/year covering security, amenities, and common areas
- New Construction: Custom coastal homes available from local builders
- Rental Potential: Strong vacation rental appeal with waterfront settings and island amenities
Living in Harbour Key on Harbor Island
Harbour Key is one of Harbor Island's most desirable residential enclaves, offering waterfront living in a peaceful, private setting. Located within the already-gated Harbor Island community, Harbour Key features its own separate security entrance, providing an extra layer of privacy for residents. The neighborhood is characterized by well-maintained homes, lush coastal landscaping, and stunning views of the surrounding marshlands, lagoons, and St. Helena Sound.
What sets Harbour Key apart is its combination of waterfront beauty and convenient access to Harbor Island's amenities. While homes here enjoy a quieter, more secluded setting than the island's oceanfront properties, residents are still just a short golf cart ride from the beach, pools, fitness center, and tennis courts. This balance of privacy and accessibility makes Harbour Key particularly attractive to buyers seeking a true coastal retreat.
Home Styles & Features
Homes in Harbour Key reflect the classic Lowcountry architectural style with modern coastal touches. Most properties feature elevated construction on pilings—typical for barrier island living—with spacious floor plans designed to maximize views and capture ocean breezes. Common features include 3-4 bedrooms, open-concept living areas, screened porches, and multiple decks for outdoor entertaining.
Many Harbour Key homes sit on waterfront lots overlooking lagoons, ponds, or the expansive salt marshes that define Harbor Island's landscape. These settings offer exceptional wildlife viewing opportunities, from wading birds and dolphins to the spectacular sunsets over St. Helena Sound. New construction options are also available, with local builders offering custom coastal homes that can be tailored to your preferences.
Community & Lifestyle
Harbour Key residents enjoy full access to all Harbor Island amenities, including the Beach & Racquet Club with multiple pools, a fitness center, tennis and pickleball courts, and fishing and crabbing docks. The island's 2.5 miles of private beach are just a short golf cart ride away—approximately 7 minutes from most Harbour Key homes. The gated nature of both Harbor Island and Harbour Key creates a safe, peaceful environment where residents often know their neighbors and share a love of coastal living.
The neighborhood attracts a mix of full-time residents, second-home owners, and vacation rental investors. Many homes are used as personal retreats while also generating rental income during peak seasons. The combination of waterfront views, island amenities, and gated security makes Harbour Key properties consistently appealing to vacationers seeking a quiet alternative to more developed beach destinations.
Location & Nearby Attractions
While Harbour Key feels wonderfully remote, it's conveniently located near popular Lowcountry attractions. Historic downtown Beaufort is just 20 minutes away, offering charming shops, acclaimed restaurants, art galleries, and waterfront parks. Hunting Island State Park—with its lighthouse, nature center, and undeveloped beaches—is less than 10 minutes by car. St. Helena Island's Gullah heritage sites, fresh seafood stands, and scenic drives are equally close. For day trips, Savannah is about an hour away and Charleston approximately 90 minutes.
Harbour Key Homes – Frequently Asked Questions
What is the price range for homes in Harbour Key?
Harbour Key homes typically range from approximately $500,000 to $750,000, depending on size, condition, and waterfront positioning. Homes with premium marsh or sound views may command higher prices. New construction opportunities are also available, with custom coastal homes starting in the mid-$400,000s for lots with building packages.
Does Harbour Key have its own gate?
Yes, Harbour Key has a separate security gate within Harbor Island's gated community. Visitors must check in at both the main Harbor Island gate and the Harbour Key entrance, providing residents with an extra layer of privacy and security. Gate passes are required for all visitors and rental guests.
How far is Harbour Key from the beach?
Harbour Key is approximately a 7-minute golf cart ride from Harbor Island's private beach and the Beach & Racquet Club amenities. While not oceanfront, the neighborhood offers easy access to over 2.5 miles of pristine, uncrowded beach along with pools, tennis courts, and fitness facilities.
What views are available from Harbour Key homes?
Harbour Key homes offer a variety of waterfront views, including marsh vistas, lagoon frontage, pond settings, and St. Helena Sound panoramas. Many properties feature expansive decks and screened porches designed to maximize these views, which are particularly stunning at sunrise and sunset when wildlife is most active.
Can I rent out my Harbour Key home?
Yes, Harbor Island allows short-term and vacation rentals, and Harbour Key homes are popular with vacationers seeking waterfront settings and island amenities. The neighborhood's quiet atmosphere, wildlife views, and access to beach and recreational facilities make it attractive for rental guests looking for a peaceful coastal retreat.
What are the HOA fees for Harbour Key?
Harbour Key homeowners pay the standard Harbor Island Owners Association (HIOA) fee of approximately $1,679 per year. This fee covers maintenance of common areas, beach access, 24-hour security operations at both gates, and access to all Beach & Racquet Club amenities including pools, fitness center, and courts.
Harbour Key Homes Information Disclaimer
All property details, availability, pricing, HOA fees, rental policies, and information for Harbour Key Homes are subject to change without notice. Information updated frequently. Page last reviewed: December 2025.
Buyers should independently verify all information through professional advisors, inspections, association documents, and local experts before making any purchase decisions.
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